Before assuming the helm at CDMI, Dr. Grayson’s professional career included 20 years working as a credit industry insider. Dr. Grayson retired from the credit industry and started CDMIs in 2000, offering FICO-based credit-driven financial products and services to individuals and businesses. Using his proprietary FICO Restoration Formula, Dr. Grayson currently holds all three Credit Industry Records; one of his clients has the Highest Credit Score in The World (a mid-score of 990); one of his clients had the Fastest Credit Turnaround (from the 500’s to the 800’s in less than 30 days), and he is also credited with the record for the Most Deletions in A Single 30 Day Dispute (73 derogatory items removed in one month).
Dr. Grayson served as Honorary Chairman of the Business Advisory Council during the Bush Administration and continues to help politicians create effective credit-based policies and programs. As his expertise grew, so did his firm belief that churches, non-profit organizations, and small business owners deserved a deeper understanding of credit and debt systems to help them better approach their financial visions
Dr. Grayson has a stellar track record as a consumer advocate, who constantly challenges creditors and the credit bureaus in court to hold them accountable.
Currently, Dr. Grayson is involved in the largest Pro Se litigation in history against Equifax. Dr. Grayson is suing Equifax for malicious credit reporting and fraud. This litigation once successful will help every American who is trying to rebuild their credit after COVID-19.
A low credit score can keep you from the things you want. But did you know a low credit score can impact a lot more than just financing? Do the best thing you can do for your future. Call us today and let our experience save you time, money, and frustration.
Please contact us if you cannot find an answer to your question.
Each situation is different, but most of our customers see results within 45-60 days.
No two credit histories are the same. That said, depending on the situation, we've seen increases as large as 200+ points.
First, we'll evaluate your credit history and dispute any incorrect findings. Then, we'll prioritize the actions that will improve your credit score the fastest.
We know that untangling your credit can be both stressful and confusing. Send us a message today, and we can get you started on a path to financial confidence.